Frequently Asked Questions

Every person deserves a free consultation from a trusted attorney.
-James Bergener

Any accident or injury brings questions. It’s our job to get you the answers you need. Some of the more frequently asked questions can be answered in broad strokes. But how these answers apply to you may vary.

Every case deserves an approach that is custom tailored to your specific accident and injury. Call us for a free consultation 24 hours a day at 1-800-881-2021 or complete our contact form. Our team is always ready to help.

What should I tell the insurance company?

It’s best to talk to a lawyer before you have a single conversation with the insurance company. Remember that the job of an insurance adjuster is to save money for the insurance company — they are not there to help you.

What if I was injured and don't have insurance?

California Proposition 213 limits the options for accident victims who didn’t have insurance at the time of the collision. While you are excluded from non-economic damages, a good attorney can make sure your property damage and medical bills are compensated. Depending on the exact circumstances of your accidedent, we may be able to help you recover additional money.

Because Proposition 213 accidents are more complicated, it’s best to contact an attorney as soon as possible after an accident occurs.

When is it worth the price of a lawyer?

Not all accidents require a lawyer. Many people think if they don’t feel injured there’s no reason to call. This simply isn’t true. Injuries can take days or even weeks to appear after an accident. It’s imperative to protect yourself.

Don’t talk to the insurance company and close the door to future medical treatment without first speaking with one of our personal injury attorneys. Even if we can’t take your case, we can help give you the advice you need to move forward on your own.

Is there anything I can do in a hit and run?

When the at-fault party flees the scene of the accident, it adds another layer of difficulty to your case. Even if the offender is eventually caught, many people flee because they have no insurance.

Adding uninsured or underinsured motorist coverage to your insurance policy can help protect you. But even with this coverage, it’s best not to attempt your case alone. Our attorneys can walk you through the steps you need to take after any hit and run accident.

What should I do if the other party has no insurance?

It’s extremely important to add UM (uninsured/underinsured motorist) coverage to your insurance policy. However, if you have only basic coverage and were hit by an uninsured motorist, you still may have options.

Our accident attorneys can help walk you through the details of the accident and find the best path forward.

Do you have any opportunities for employment?

We are always looking for talented people who are passionate about helping others. If you would like to explore opportunities at Bergener Mirejovsky, please visit the careers page on our flagship website.

Why does Sweet James Bergener advertise on the radio?

Too often, people decided to give the insurance company a chance to do the right thing after an accident. As time goes on adjusters find ways to devalue your case and close the doors to medical treatment and compensation.

By the time we get a phone call, many accident victims have a much narrower range of options than if they’d called our attorneys immediately after the accident.

Advertising on the radio allows us to reach people before an accident occurs and help them understand that trusting the insurance company is not a good idea. Even if you don’t want to hire an attorney, call our experienced team so that we can help you avoid some of the more common pitfalls in handling a case alone.

Why won't the insurance company give me what my car is worth?

Insurance companies do their best to pay you as little as possible in all circumstances. If they can justify paying you less than your car is worth, that’s what they’ll do.

The same goes for any medical treatment you receive or other costs you incur due to an accident.

Don’t let the insurance company minimize the money they owe you. Call us today and we will help you hold them accountable.

Does it matter if my lawyer specializes in Personal Injury?

The only possible way to maximize personal injury settlements is to specialize in personal injury. Our entire firm is built around you. Our infrastructure is purposefully designed to help people who have been injured in accidents.

With this exclusive focus we understand what works and what doesn’t when fighting an insurance company. And just as importantly, these companies know who we are.

We’ve built a reputation among insurers, doctors, and other attorneys as a firm that won’t stop fighting until you get the settlement you deserve.

What is my case worth?

You should be deeply suspicious of any law firm that tells you what your case is worth. Your settlement will depend on how the accident occurred, the damage to your vehicle, the insurance limits of the at-fault party, your own insurance coverage, how well you respond to medical treatment, and dozens of other factors.

There simply is not a good way to estimate the value of your case when it is in the initial stages. What we can tell you is that we have a proven track record of getting more value for you and your family than other firms are able to achieve.

My Team & I Are Ready To Help You With Your Case Today.